Legal advice on nautical insurance: Protect your vessel

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With this legal advice on nautical insurance, you can make sure you sail safely, because few sailors know that, according to recent statistics, 15% of boats in the islands have experienced some kind of incident in the last year. 

Collisions, strandings, theft, mechanical breakdowns? Sailing, although an enjoyable activity, is not without risk.

This blog is presented as a valuable resource for boaters in Ibiza, having insurance tailored to the specific needs of each boat and its use is crucial to ensure worry-free navigation.

Sailing safely in Ibiza: the importance of prevention

An ideal destination for sailing enthusiasts. However, it is important to be aware of the risks involved in sailing at sea, such as:

Collisions with other vessels: One of the most common accidents, especially in areas with a large influx of maritime traffic.

Strandings: An oversight or a bad manoeuvre can cause your boat to become stranded on land or rocks, causing significant damage.

Theft: Unfortunately, theft from boats, especially in marinas, is more frequent than you might think.

Mechanical breakdowns: Engine failures, electrical problems or rudder breakdowns can leave you in a compromising situation in the middle of the sea.

Adverse weather conditions: Storms, strong winds or storm surges can surprise you and put your safety at risk.

These are just some of the challenges that sailors can face, which is why prevention is the key to enjoying safe and calm sailing. 

Prevention: your best ally at sea

The best way to avoid a boating accident is to prevent it. Here are some tips you can follow:

Plan your trip: Choose a suitable route, check the weather conditions and make sure you have all the necessary equipment on board.

Sail with caution: Respect navigation rules, watch out for other boats and avoid dangerous manoeuvres.

Keep your boat in good condition: Carry out regular checks and make sure all equipment is in good working order.

Take out adequate nautical insurance: Choose a policy that covers you and your boat.

Legal advice on nautical insurance

A Nautical insurance is essential to protect against unforeseen events at sea. This type of insurance should include basic cover such as damage to the boat, civil liability and travel assistance. 

However, it is equally important to tailor the insurance to the characteristics of the boat, the type of navigation and the needs of the sailor. 

A well-tailored insurance  can make the difference between a manageable incident and a financial disaster.

For example, insurance that covers mechanical breakdown assistance can be vital in an emergency situation at sea.

Nautical insurance is a tool to protect you, your boat and your passengers in the event of an accident. 

Nautical insurance claims

After a boating accident, there are a number of steps that must be taken to ensure that the insurance claim is properly handled. 

First, notify the insurance company immediately. Then gather as much evidence as possible, such as photographs, reports and bills relating to the incident. 

Contacting lawyers who are experts in the field can maximise the chances of a successful claim. 

Having a legal team that specialises in handling nautical insurance claims will not only make the process easier.

It also ensures that all legal requirements are met and the insured’s rights are properly defended.

Following these nautical insurance legal tips and having the support of professionals can save you a lot of worry.

At Almar Lawyers we offer professional and personalised advice so that you can enjoy your nautical experience with complete peace of mind and confidence.

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